Help businesses save money, cut carbon, and unlock green finance.

    Connect Earth helps business banks deliver meaningful value to their SME customers. From automated carbon reporting to personalised green finance journeys, our platform makes it easy to offer tools that save customers time and money. In return, banks strengthen relationships, unlock new lending opportunities, and make measurable progress on their climate commitments

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    Business banking

    Where carbon data fits in SME banking

    SMEs are central to both your lending goals and your climate commitments. Connect Earth helps you support them with practical tools they can actually use. From simple emissions tracking to fully compliant reporting and finance-ready action plans. You give them clarity and control. In return, you gain engagement, new lending opportunities and the data you need to hit your sustainability targets

    Capabilities

    What the bank gains from SME carbon data

    Engage every SME with real value

    Offer digital carbon tools that save time, reduce admin and help your customers stay ahead of growing sustainability demands. Whether you serve micro businesses or complex mid-sized firms, we help you deliver a relevant and rewarding experience to all

    Why choose Connect Earth for business banking

    Gold standard emissions data

    We use the highest-quality emissions models available, enriched with region-specific inputs like tax, inflation, and pricing factors. Our approach meets the strictest regulatory expectations and continuously improves. We track and continuously work towards lowering uncertainty, giving you and your customers insight you can stand behind.

    Task specific AI-tools

    We use artificial intelligence to categorise data, enrich customer profiles and flag lending opportunities across your portfolio. That means better visibility for your teams, smarter engagement for your customers, and less manual effort across the board

    Pre-built content for fast personalisation

    From self-serve dashboards to automated recommendations, we provide everything needed to launch carbon engagement journeys with your business customers. Our personalisation engine ensures the right message reaches the right business at the right time

    Smarter ways to collect customer data

    When more detail is needed, we collect it in a way that protects the customer experience. Intuitive workflows help businesses share the data required for footprinting, finance eligibility or reporting without getting overwhelmed

    FAQs

    What are carbon emissions (CO2 emissions)?
    CO2 is recognised as the primary greenhouse gas emitted through human activities. CO2 emissions stem from the burning of fossil fuels and the manufacture of cement. In our day-to-day lives, they're mainly linked to the energy we consume, the things we buy and the vehicles we drive.
    How do you calculate the CO2e emissions for a transaction?
    We calculate the carbon footprint of your purchases using 'emissions factors' that are specific to the category and region of your purchase. The calculation is: Transaction Amount × Category Emissions Factor. For example: If you spend £20 at a supermarket, we multiply this by the emissions factor of groceries in your specific country (e.g. 2.22 kg CO2e/£) to get an estimated carbon footprint of 9 kg of CO2e.
    How accurate are your CO2e emissions estimates?
    The estimates shown provide a general and approximate indication of the environmental impact associated with your spending. While we strive for accuracy by using industry-standard emission factors and reliable data sources, these estimates are based on broad assumptions and may not account for variations in specific product choices or supply chains.
    Where do you get the data from?
    Category-level data: We collect category-level data through Environmentally-Extended Input-Output Analysis (EEIO) using the latest version of the EXIOBASE database. EXIOBASE is one of the most extensive EEIO models available and enables us to track greenhouse gas emissions throughout global supply chains. Corporate emissions data: We collect the latest reports that companies have published, containing emissions data.

    Built by experts. Trusted by leaders.

    Built as a modern SaaS platform, Connect Earth delivers compliance solutions that grow with your organization. Our cloud-based infrastructure gives you seamless access to emissions insights, regulatory reporting, and sustainability data across your entire operation, without the overhead of traditional enterprise software.

    Use cases

    A flexible, modular solution to support your business type

    Use case

    Retail Banking

    Enabling retail banks to empower millions of customers with carbon insights, sustainable spending habits, and green product adoption.

    • Immediate customer engagement
    • Everyday carbon made visible and relevant
    • Drive adoption of sustainable products
    • Strengthen brand reputation & loyalty
    Learn more
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